*,:before,:after{--tw-border-spacing-x: 0;--tw-border-spacing-y: 0;--tw-translate-x: 0;--tw-translate-y: 0;--tw-rotate: 0;--tw-skew-x: 0;--tw-skew-y: 0;--tw-scale-x: 1;--tw-scale-y: 1;--tw-pan-x: ;--tw-pan-y: ;--tw-pinch-zoom: ;--tw-scroll-snap-strictness: proximity;--tw-gradient-from-position: ;--tw-gradient-via-position: ;--tw-gradient-to-position: ;--tw-ordinal: ;--tw-slashed-zero: ;--tw-numeric-figure: ;--tw-numeric-spacing: ;--tw-numeric-fraction: ;--tw-ring-inset: ;--tw-ring-offset-width: 0px;--tw-ring-offset-color: #fff;--tw-ring-color: rgb(59 130 246 / .5);--tw-ring-offset-shadow: 0 0 #0000;--tw-ring-shadow: 0 0 #0000;--tw-shadow: 0 0 #0000;--tw-shadow-colored: 0 0 #0000;--tw-blur: ;--tw-brightness: ;--tw-contrast: ;--tw-grayscale: ;--tw-hue-rotate: ;--tw-invert: ;--tw-saturate: ;--tw-sepia: ;--tw-drop-shadow: ;--tw-backdrop-blur: ;--tw-backdrop-brightness: ;--tw-backdrop-contrast: ;--tw-backdrop-grayscale: ;--tw-backdrop-hue-rotate: ;--tw-backdrop-invert: ;--tw-backdrop-opacity: ;--tw-backdrop-saturate: ;--tw-backdrop-sepia: ;--tw-contain-size: ;--tw-contain-layout: ;--tw-contain-paint: ;--tw-contain-style: }::backdrop{--tw-border-spacing-x: 0;--tw-border-spacing-y: 0;--tw-translate-x: 0;--tw-translate-y: 0;--tw-rotate: 0;--tw-skew-x: 0;--tw-skew-y: 0;--tw-scale-x: 1;--tw-scale-y: 1;--tw-pan-x: ;--tw-pan-y: ;--tw-pinch-zoom: ;--tw-scroll-snap-strictness: proximity;--tw-gradient-from-position: ;--tw-gradient-via-position: ;--tw-gradient-to-position: ;--tw-ordinal: ;--tw-slashed-zero: ;--tw-numeric-figure: ;--tw-numeric-spacing: ;--tw-numeric-fraction: ;--tw-ring-inset: ;--tw-ring-offset-width: 0px;--tw-ring-offset-color: #fff;--tw-ring-color: rgb(59 130 246 / .5);--tw-ring-offset-shadow: 0 0 #0000;--tw-ring-shadow: 0 0 #0000;--tw-shadow: 0 0 #0000;--tw-shadow-colored: 0 0 #0000;--tw-blur: ;--tw-brightness: ;--tw-contrast: ;--tw-grayscale: ;--tw-hue-rotate: ;--tw-invert: ;--tw-saturate: ;--tw-sepia: ;--tw-drop-shadow: ;--tw-backdrop-blur: ;--tw-backdrop-brightness: ;--tw-backdrop-contrast: ;--tw-backdrop-grayscale: ;--tw-backdrop-hue-rotate: ;--tw-backdrop-invert: ;--tw-backdrop-opacity: ;--tw-backdrop-saturate: ;--tw-backdrop-sepia: ;--tw-contain-size: ;--tw-contain-layout: ;--tw-contain-paint: ;--tw-contain-style: }.inline{display:inline}.table{display:table}.hidden{display:none}:root{--navy:#0A2540;--blue:#0E6CB3;--blue-2:#219AD7;--blue-3:#5BB8E8;--ink:#0A2540;--muted:#4A5A70;--line:#DCE5EF;--bg:#FFFFFF;--bg-soft:#F3F7FB;--ok:#0E7A4F;--pend-bg:#FFF3D6;--pend-line:#E0A800;--radius:14px;--wrap:1160px}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Figtree,system-ui,sans-serif;color:var(--ink);background:var(--bg);font-size:17px;line-height:1.55}h1,h2,h3{font-family:Montserrat,sans-serif;line-height:1.12;margin:0;letter-spacing:-.01em}h2{font-size:clamp(26px,3.4vw,38px)}h3{font-size:19px}p{margin:0}a{color:var(--blue)}.wrap{max-width:var(--wrap);margin:0 auto;padding:0 20px}section{padding:72px 0}.eyebrow{display:inline-block;font-weight:700;font-size:13px;letter-spacing:.12em;text-transform:uppercase;color:var(--blue)}.lead{font-size:19px;color:var(--muted);max-width:680px}.center{text-align:center}.center .lead{margin-left:auto;margin-right:auto}.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;background:var(--blue);color:#fff;font-weight:700;font-size:17px;padding:16px 26px;border-radius:12px;border:0;cursor:pointer;text-decoration:none;min-height:52px}.btn:hover{background:#0b5a96}.btn:disabled{background:#9db7cf;cursor:not-allowed}.btn.ghost{background:transparent;color:var(--blue);border:2px solid var(--blue)}.pend{color:#0a2540;background:var(--pend-bg);outline:1px dashed var(--pend-line);border-radius:4px;padding:0 4px}.small{font-size:14px;color:var(--muted)}header.top{border-bottom:1px solid var(--line);background:#fff;position:sticky;top:0;z-index:20}header.top .wrap{display:flex;align-items:center;justify-content:space-between;height:68px}header.top img{height:40px;width:auto;display:block}header.top .tel{font-weight:700;text-decoration:none;color:var(--navy);font-size:16px}.hero{background:var(--bg-soft);padding:56px 0 64px}.hero .wrap{display:grid;grid-template-columns:1.1fr .9fr;gap:48px;align-items:start}.hero h1{font-size:clamp(32px,4.6vw,52px);font-weight:800;margin:14px 0 18px}.hero .sub{font-size:20px;color:var(--muted);max-width:560px}.checks{list-style:none;padding:0;margin:26px 0 0;display:grid;gap:12px}.checks li{display:flex;gap:12px;align-items:flex-start;font-weight:600}.checks svg{flex:0 0 24px;margin-top:1px}.form-card{background:#fff;border:1px solid var(--line);border-radius:18px;padding:28px;box-shadow:0 18px 40px #0a254014}.form-card h2{font-size:22px}.form-card .meta{font-size:14px;color:var(--muted);margin-top:6px}.progress{height:6px;background:var(--line);border-radius:999px;margin:20px 0 22px;overflow:hidden}.progress span{display:block;height:100%;width:25%;background:var(--blue);transition:width .25s}.step{display:none}.step.on{display:block}.q{font-family:Montserrat,sans-serif;font-weight:700;font-size:18px;margin-bottom:14px}.opts{display:grid;gap:10px}.opt{display:flex;align-items:center;gap:12px;border:1.5px solid var(--line);border-radius:12px;padding:14px 16px;cursor:pointer;font-weight:600;background:#fff;text-align:left;font-size:16px;font-family:inherit;color:var(--ink);min-height:52px}.opt:hover{border-color:var(--blue-2)}.opt.sel{border-color:var(--blue);background:#eef6fd}.field{display:grid;gap:6px;margin-bottom:14px}.field label{font-weight:600;font-size:15px}.field input,.field select{font:inherit;background:#fff;color:var(--ink);padding:14px;border:1.5px solid var(--line);border-radius:10px;min-height:50px}.field input:focus,.field select:focus,.opt:focus-visible,.btn:focus-visible{outline:3px solid var(--blue-3);outline-offset:2px}.consent{display:flex;gap:10px;font-size:13px;color:var(--muted);align-items:flex-start;margin:4px 0 16px}.consent input{margin-top:3px;width:18px;height:18px}.form-nav[hidden]{display:none}.form-nav{display:flex;justify-content:space-between;align-items:center;margin-top:18px}.back{background:none;border:0;color:var(--muted);font:inherit;cursor:pointer;padding:8px 0}.note-box{background:var(--bg-soft);border-radius:12px;padding:16px;font-size:15px;color:var(--muted)}.hp{position:absolute;left:-9999px;width:1px;height:1px;overflow:hidden}.form-error{margin-top:12px;font-size:14px;color:#9b1c1c;background:#fde7e7;border-radius:10px;padding:10px 14px}.form-error[hidden]{display:none}.form-foot{display:flex;gap:16px;flex-wrap:wrap;margin-top:18px;font-size:13px;color:var(--muted)}.proof{border-bottom:1px solid var(--line);padding:28px 0}.proof .wrap{display:grid;grid-template-columns:repeat(4,1fr);gap:20px}.proof div{text-align:center}.proof strong{display:block;font-family:Montserrat,sans-serif;font-size:28px;color:var(--navy)}.proof span{font-size:14px;color:var(--muted)}.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:20px;margin-top:40px;counter-reset:s}.stepc{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:24px}.stepc .n{width:36px;height:36px;border-radius:50%;background:var(--navy);color:#fff;display:grid;place-items:center;font-family:Montserrat,sans-serif;font-weight:700;margin-bottom:14px}.stepc p{color:var(--muted);font-size:16px;margin-top:8px}.dark{background:var(--navy);color:#fff}.dark .lead,.dark .small{color:#c9d4e3}.dark .eyebrow{color:var(--blue-3)}.split{display:grid;grid-template-columns:1fr 1fr;gap:56px;align-items:center}.analogy{background:#ffffff0f;border:1px solid rgba(255,255,255,.14);border-radius:var(--radius);padding:26px;margin-top:26px}.analogy p+p{margin-top:10px}table.cmp{width:100%;border-collapse:separate;border-spacing:0;background:#fff;color:var(--ink);border-radius:var(--radius);overflow:hidden;font-size:16px}table.cmp caption{text-align:left;color:#fff;font-family:Montserrat,sans-serif;font-weight:700;font-size:20px;padding:0 0 16px}table.cmp th,table.cmp td{padding:16px 18px;border-bottom:1px solid var(--line);text-align:left;vertical-align:top}table.cmp tbody tr:last-child th,table.cmp tbody tr:last-child td{border-bottom:0}table.cmp thead th{font-family:Montserrat,sans-serif;font-size:15px;background:var(--bg-soft)}table.cmp tbody th{font-weight:700;width:24%}table.cmp td{color:var(--muted);width:25.3%}table.cmp .us{background:#eef6fd;color:var(--navy);font-weight:700}table.cmp thead th.us{background:var(--blue);color:#fff}.cell{display:flex;gap:10px;align-items:flex-start}.ic{flex:0 0 20px;margin-top:2px}.cmp-wrap{margin-top:48px}.sr{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0)}@media(max-width:760px){table.cmp thead{display:none}table.cmp,table.cmp tbody,table.cmp tr,table.cmp th,table.cmp td{display:block;width:auto}table.cmp{background:transparent;border-radius:0;overflow:visible}table.cmp tbody tr{background:#fff;border-radius:12px;overflow:hidden;margin-bottom:14px}table.cmp tbody th,table.cmp td{width:auto!important}table.cmp caption{display:block;width:auto}table.cmp tbody th{background:var(--navy);color:#fff;border-bottom:0}table.cmp td:before{content:attr(data-label);display:block;font-size:12px;font-weight:700;letter-spacing:.06em;text-transform:uppercase;color:var(--muted);margin-bottom:6px}table.cmp td.us:before{color:var(--blue)}}.cards2{display:grid;grid-template-columns:1fr 1fr;gap:24px;margin-top:40px}.mcard{border:1px solid var(--line);border-radius:18px;padding:30px;background:#fff;display:flex;flex-direction:column;gap:14px}.mcard .ill{height:120px;border-radius:12px;background:var(--bg-soft);display:grid;place-items:center}.mcard ul{margin:0;padding-left:20px;color:var(--muted)}.mcard ul li+li{margin-top:6px}.tip{border-left:0;background:#eef6fd;border-radius:12px;padding:14px 16px;font-size:15px}.study{margin-top:40px;background:#fff;border:1px solid var(--line);border-radius:18px;padding:28px;display:grid;grid-template-columns:auto 1fr auto;gap:24px;align-items:center}.study h3{font-size:20px;margin-bottom:8px}.study p{color:var(--muted)}.study-ic{width:64px;height:64px;border-radius:16px;background:#eef6fd;display:grid;place-items:center}@media(max-width:900px){.study{grid-template-columns:1fr;text-align:left}.study .btn{width:100%}}.calc{background:#fff;border:1px solid var(--line);border-radius:18px;padding:26px;box-shadow:0 18px 40px #0a254014}.calc-title{font-family:Montserrat,sans-serif;font-weight:700;font-size:19px;margin-bottom:18px}.calc-field{margin-bottom:20px}.calc-lbl{display:flex;justify-content:space-between;align-items:baseline;font-weight:600;margin-bottom:10px}.calc-lbl output{font-family:Montserrat,sans-serif;font-weight:800;font-size:20px;color:var(--navy)}.calc input[type=range]{width:100%;accent-color:var(--blue);height:28px}.seg{display:grid;grid-template-columns:repeat(4,1fr);gap:8px}.seg button{font:inherit;font-weight:700;border:1.5px solid var(--line);background:#fff;border-radius:10px;padding:10px 4px;cursor:pointer;color:var(--ink);min-height:48px;display:flex;flex-direction:column;align-items:center;justify-content:center;line-height:1.1}.seg button small{font-weight:500;font-size:11px;color:var(--muted)}.seg button.on{border-color:var(--blue);background:#eef6fd;color:var(--blue)}.calc-out{display:grid;grid-template-columns:1fr 1fr;gap:10px;margin:6px 0 14px}.calc-out div{background:var(--bg-soft);border-radius:12px;padding:14px}.calc-out span{display:block;font-size:13px;color:var(--muted);font-weight:600}.calc-out strong{font-family:Montserrat,sans-serif;font-size:22px;color:var(--navy)}.calc-out .tot{grid-column:1/-1;background:var(--navy)}.calc-out .tot span{color:#c9d4e3}.calc-out .tot strong{color:#fff;font-size:28px}.calc-save{background:#dff5ea;color:var(--ok);border-radius:10px;padding:10px 14px;font-weight:600;margin-bottom:14px;font-size:15px}.offers{display:grid;grid-template-columns:1fr 1fr;gap:20px;margin-top:36px}.offer{background:#fff;border:1px solid var(--line);border-radius:16px;padding:24px;position:relative}.offer h3{margin-bottom:14px}.offer dl{margin:0;display:grid;grid-template-columns:1fr auto;gap:10px 16px;font-size:16px}.offer dt{color:var(--muted)}.offer dd{margin:0;font-weight:600;text-align:right}.offer .total{border-top:1px solid var(--line);padding-top:12px;margin-top:4px;font-family:Montserrat,sans-serif;font-weight:800}.tag{position:absolute;top:-12px;right:18px;font-size:12px;font-weight:700;padding:5px 10px;border-radius:999px}.tag.trap{background:#fde7e7;color:#9b1c1c}.tag.win{background:#dff5ea;color:var(--ok)}.g-badge{display:inline-flex;align-items:center;gap:10px;margin-top:18px;background:#fff;border:1px solid var(--line);border-radius:999px;padding:10px 18px;text-decoration:none;color:var(--ink);font-size:15px}.g-badge b{font-family:Montserrat,sans-serif;font-size:18px}.reviews{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;margin-top:36px}.review{margin:0;background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:24px;display:flex;flex-direction:column;gap:14px}.review blockquote{margin:0;font-size:16px;line-height:1.55;flex:1}.review figcaption{display:flex;gap:12px;align-items:center;font-size:15px}.r-top{display:flex;justify-content:space-between;align-items:center}.r-av{width:36px;height:36px;border-radius:50%;background:var(--navy);color:#fff;display:grid;place-items:center;font-weight:700;flex:0 0 36px}.stars{color:#e0a800;letter-spacing:2px}.after{display:grid;grid-template-columns:auto 1fr;gap:28px;align-items:center;background:var(--bg-soft);border-radius:20px;padding:36px}.after img{width:96px;height:auto}.timeline{list-style:none;padding:0;margin:36px 0 0;display:grid;gap:0;max-width:760px}.timeline li{display:grid;grid-template-columns:44px 1fr;gap:16px;padding-bottom:26px;position:relative}.timeline li:before{content:"";position:absolute;left:21px;top:44px;bottom:0;width:2px;background:var(--line)}.timeline li:last-child:before{display:none}.timeline .n{width:44px;height:44px;border-radius:50%;border:2px solid var(--blue);color:var(--blue);display:grid;place-items:center;font-weight:800;font-family:Montserrat,sans-serif;background:#fff}.timeline p{color:var(--muted)}.faq{max-width:820px;margin:36px auto 0}.faq details{border-bottom:1px solid var(--line);padding:18px 0}.faq summary{font-weight:700;font-size:18px;cursor:pointer;list-style:none;display:flex;justify-content:space-between;gap:16px}.faq summary::-webkit-details-marker{display:none}.faq summary:after{content:"+";color:var(--blue);font-size:24px;line-height:1}.faq details[open] summary:after{content:"–"}.faq details p{margin-top:12px;color:var(--muted)}.final{background:var(--navy);color:#fff;text-align:center}.final h2{color:#fff}.final .lead{color:#c9d4e3;margin:16px auto 28px}.final .btn{background:#fff;color:var(--navy)}footer{background:#06192d;color:#9fb0c6;font-size:14px;padding:40px 0}footer .wrap{display:flex;flex-wrap:wrap;justify-content:space-between;gap:24px;align-items:center}footer img{height:40px;width:auto;display:block}footer a{color:#c9d4e3}.sticky-cta{display:none}@media(max-width:900px){.hero .wrap,.split,.cards2,.offers{grid-template-columns:1fr}.steps{grid-template-columns:1fr 1fr}.reviews{grid-template-columns:none;grid-auto-flow:column;grid-auto-columns:85%;overflow-x:auto;scroll-snap-type:x mandatory;padding-bottom:8px}.review{scroll-snap-align:start}.proof .wrap{grid-template-columns:1fr 1fr}.after{grid-template-columns:1fr;text-align:center}.after img{margin:0 auto}}@media(max-width:600px){body{font-size:16px}section{padding:56px 0}.hero{padding:32px 0 44px}.hero .wrap{gap:28px}.steps{grid-template-columns:1fr}header.top .tel span{display:none}.form-card{padding:22px 18px}.sticky-cta{display:block;position:fixed;left:0;right:0;bottom:0;padding:10px 16px calc(10px + env(safe-area-inset-bottom));background:#fff;border-top:1px solid var(--line);z-index:30}.sticky-cta .btn{width:100%}footer{padding-bottom:100px}}